Ensuring the correct sum insured

Determining the correct sum insured for many businesses can be a very difficult task. The general recommendation is the following two considerations toward determining the replacement costs for contents and stock. Contents: The cost to replace all fixtures and fittings, including office equipment within the business location. Stock: The total cost to yourself to replace all your stock holding within your store, including also, stock stored on the premises. In other words:- If you needed to replace everything in your business right now, how much would it cost? There are several additional guides available to assist in determining both of the above. Contents: The best source, to help determine

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