Management Liability

Businesses of all sizes face an ever increasing level of claims made against its operations, made through Directors sued for misleading statements and regulatory authorities investigating and prosecuting Directors over the same statements.


Employees bringing claims against the business over wrongful termination, failure to employ, discrimination, harassment and invasion of privacy. Directors being sued for breaches of OH&S legislation and Directors being sued for alleged misuse of confidential or copyright information, to name a few. 


With the added threat of cyber attacks upon a businesses network and or internet sites. Cyber Liability is growing as the most needed form of protection for all businesses.

Management Liability
Young Lawyer

Several different policy types are available for businesses, allowing Directors to structure coverage for certain types of exposures, or combine all into one policy covering all types of risks. 

Coverages available include:

  • Directors and Officers Liability

  • Company Reimbursement

  • Employment Liability

  • Employee Dishonesty and Fidelity &

  • Statutory Liability

Cyber & Internet Liability
Typing on a Computer

In  recent years, the number of Cyber based attacks upon businesses has increased to alarming levels, to an attack upon an Australian business occurring daily. 


Such attacks include:

  • having sensitive information about the business stolen through the website,

  • groups hacking into the business website and holding the data ransom until payment is made,

  • changing of information such as prices on goods sold through the website, resulting in lost income to the business. 


Of greatest concern, groups are no longer targeting large corporations, rather any business that has an online presence, irrespective of their size.

If your business has an online presence, you are at risk of an attack. Even those on Facebook have an exposure. 


Coverage for businesses include:

  • Technology professional services

  • Multimedia Liability

  • Security and Privacy Liability

  • Customer support and loss of reputation expenses

  • Privacy regulatory defence and penalties

  • Cyber extortion